Small Busniness Loans
What is a Small Business Loan?
A small business loan provides an immediate injection of capital to help businesses cover expenses, stabilise cash flow, or seize growth opportunities. Fast and convenient, these facilities are designed to give smaller businesses the financial flexibility they need to take the next step forward.
Loans can be used for a wide range of purposes, from purchasing inventory and equipment to hiring staff, expanding premises, or boosting working capital.
How Much Can I Borrow?
At The Finance Club, small business loans typically range from £20,000 for short-term projects to £100,000 for longer-term investment and growth.
In some cases, facilities in excess of £100,000 can be secured, depending on your business needs, financial health, credit profile, and the lender’s criteria. Repayment periods usually fall between six months and three years, offering flexibility to match your objectives.
How Small Business Loans Work
Small business loans are a straightforward way to finance expansion, support operations, and achieve strategic goals.
Flexible terms
Available as both short-term and longer-term facilities
Accessible
Potentially available even for businesses with limited credit history, subject to criteria
Quick decisions
Funding can often be arranged swiftly to help you start projects without delay
Competitive rates
We explore our lender network to secure the best possible rates, keeping repayments manageable
At The Finance Club, we go beyond simply sourcing a loan. By leveraging our trusted network of lenders, we deliver tailored funding solutions that provide businesses with not just capital, but the advantage of access.