Invoice discounting allows businesses to release cash tied up in unpaid invoices without waiting weeks – or months – for customers to settle their accounts. By advancing a percentage of the invoice value (typically 70–90%), a lender provides immediate working capital, helping you manage cash flow, fund day-to-day operations, or invest in growth.

With invoice discounting, you retain full responsibility for your sales ledger and customer relationships. Your clients remain unaware of the facility – often referred to as confidential invoice discounting – while you maintain control over collections and service. Once the invoice is paid, the lender deducts their fees and returns the remaining balance to you.

At Kingswell Partners, we give you access to a carefully selected panel of specialist lenders. By exploring the full market, we ensure you have the right solution in place, handling the entire process from start to finish so you can focus on running your business